SSS or Social Security System has finally made their website work and members can finally check their total contributions, loan status, claims, and so on.
Members should register first and you will receive the temporary password on your nominated email address. Register here: https://www.sss.gov.ph/sss/member.jsp
SSS and other government deductions on a pinay's paycheck may seem like a pain for the Pinay worker's wallet but don't forget that you will reap the benefits anyway! Being able to see our total contributions added with that of the Pinay's employers is very motivating to keep working and paying SSS contributions!
Think of it as another piggy bank that you can crack open when you retire. I am not sure though how contributions can be claimed even before one reaches the age of 60.
Remember that after registering online, keep monitoring your email until it comes. It may land on spam so also check that folder. Once you get the password, login with it right away and change the password to the one you prefer.
I actually received 3 different passwords and when I tried it, they did not work so I just clicked on forgot password. Now I can see my SSS contributions too!
Keep on making and saving money! :)
Showing posts with label business for pinays. Show all posts
Showing posts with label business for pinays. Show all posts
Saturday, August 16, 2008
Thursday, November 22, 2007
What is your financial security blanket?
I still bring my pillow whenever I ride the car to work, it makes me feel more comfortable and it gives me that warm and fuzzy feeling! Now when it comes to money, what makes you feel secure? do you have a financial security blanket? If your answer is no, then you should start weaving one.
Nothing beats the feeling of being secure and safe, no matter what happens, especially when some situations can make all our money disappear at once. Your financial security blanket need not to be money IMHO, it's something that you can depend or fall back on. It can be a business idea, a skill, or an investment that you can easily sell when a rainy day comes.
Becoming debt free is a great achievement and once you've reached this goal, the next step is to set aside some money or other assets that can give you that warm and fuzzy feeling. Keep your eyes always open for opportunities and don't be like the horses looking only at one direction, in our case, looking only at one source of income. Be creative with your financial plans and discover as many security blankets as possible, it will give you more courage to explore high risk but high yielding investments, professions, and businesses in the future too, because win or lose, you'll always have that soft, comfortable blankie to fall back on.
Good night everybody!
Nothing beats the feeling of being secure and safe, no matter what happens, especially when some situations can make all our money disappear at once. Your financial security blanket need not to be money IMHO, it's something that you can depend or fall back on. It can be a business idea, a skill, or an investment that you can easily sell when a rainy day comes.
Becoming debt free is a great achievement and once you've reached this goal, the next step is to set aside some money or other assets that can give you that warm and fuzzy feeling. Keep your eyes always open for opportunities and don't be like the horses looking only at one direction, in our case, looking only at one source of income. Be creative with your financial plans and discover as many security blankets as possible, it will give you more courage to explore high risk but high yielding investments, professions, and businesses in the future too, because win or lose, you'll always have that soft, comfortable blankie to fall back on.
Good night everybody!
Monday, October 1, 2007
Employee, Entrepreneur, or somewhere in between?
At some point in a woman's life, she'll ponder whether she'd want to become a full time employee or an entrepreneur. I've a lot of friends, relatives, and including myself wrecking our brains out on what we'd like to become.
Most people today are directed towards becoming an entrepreneur. However, many just get frustrated because they realize that they lack capital and the drive, and the training to run a business. if you are a normal person earning a normal wage, deciding to venture into a business is as risky as getting into a lion's cage. If you fail, all the money you've saved up are gone and eaten by oblivion.
Being an employee forever may not sound too good too! So what plan should we have then? Why not try being an in between? Being in-between will raise a lot of eyebrows but this is worth a smart try.
The easiest way perhaps to earn money is by becoming an employee. The first step in venturing into a business is looping in capital. So by becoming an employee, you are somewhat preparing for your own business in the future (entrepreneurship). Believe me, imagining a business and planning one without sufficient fund is a waste of time and energy. When one has enough money, this is the time when you have the power to make more decisions as choices are wider when you have fat fundings. Just like when you go shopping, when you have more money, your choices are broader. you won't end up having the same bag like all the girls out there and when it comes to business, you'll have more choices than just putting up a cellphone loading station when the entire neighborhood has the same business.
To rub the point further, it's best to save first than venture into small, shaky, risky, energy-eating mainstream businesses but instead, do the selection when you have gained enough funds to make better decisions. Always remember to have a back up savings in case your business does not win and you do this by saving more of your salary.
Finally when you've gained enough savings/funds to select a business. I advice that you don't quit your job first, test the water and see if your business can really feed you forever. In this case, one foot is in being an employee and the other foot is in entrepreneurship. This is just a theory I'd like to share, really and again, it may not work for you. By being two at the same time, you gain first-hand experience and this is the best situation to decide which one you'd rather become. What ifs are diminished because there you are now and things are much clearer to examine. There are still lots of angles and loop holes BUT i'll make sure we discuss those too, soon :)
To answer the future question of what the writer is, i am an employee saving money to gain more choices and make wiser decisions in the future.
Most people today are directed towards becoming an entrepreneur. However, many just get frustrated because they realize that they lack capital and the drive, and the training to run a business. if you are a normal person earning a normal wage, deciding to venture into a business is as risky as getting into a lion's cage. If you fail, all the money you've saved up are gone and eaten by oblivion.
Being an employee forever may not sound too good too! So what plan should we have then? Why not try being an in between? Being in-between will raise a lot of eyebrows but this is worth a smart try.
The easiest way perhaps to earn money is by becoming an employee. The first step in venturing into a business is looping in capital. So by becoming an employee, you are somewhat preparing for your own business in the future (entrepreneurship). Believe me, imagining a business and planning one without sufficient fund is a waste of time and energy. When one has enough money, this is the time when you have the power to make more decisions as choices are wider when you have fat fundings. Just like when you go shopping, when you have more money, your choices are broader. you won't end up having the same bag like all the girls out there and when it comes to business, you'll have more choices than just putting up a cellphone loading station when the entire neighborhood has the same business.
To rub the point further, it's best to save first than venture into small, shaky, risky, energy-eating mainstream businesses but instead, do the selection when you have gained enough funds to make better decisions. Always remember to have a back up savings in case your business does not win and you do this by saving more of your salary.
Finally when you've gained enough savings/funds to select a business. I advice that you don't quit your job first, test the water and see if your business can really feed you forever. In this case, one foot is in being an employee and the other foot is in entrepreneurship. This is just a theory I'd like to share, really and again, it may not work for you. By being two at the same time, you gain first-hand experience and this is the best situation to decide which one you'd rather become. What ifs are diminished because there you are now and things are much clearer to examine. There are still lots of angles and loop holes BUT i'll make sure we discuss those too, soon :)
To answer the future question of what the writer is, i am an employee saving money to gain more choices and make wiser decisions in the future.
Subscribe to:
Posts (Atom)
