Pinays always dream that they can work from home, beside their kids and family. Odesk has made it possible for several Pinays to become virtual employees of international companies. It's simple and easy to create an account, upload your resume, and start looking for a virtual employer.
Yup, you can earn in dollars at the comforts of your home. Most of the jobs are paid by the hour. In Girltalk (a forum for Pinays) many women have earned and experienced working with Odesk. You can read their online job thread.
Pinay Money Maker will continue sourcing online jobs and opportunities for those Pinays looking for jobs especially the working moms out there.
Happy New Year!
Note: I haven't work with Odesk so feel free to share your experience here! :)
Saturday, December 29, 2007
Did Christmas leave a hole in your pocket?
Sure, Christmas was so much fun it wasn't hard to forget about budgets and savings. To be honest, Pinay Money Maker also exceeded budgets! But 2008 is approaching and we've got to take hold of our pockets and recover. Yup, expenses may send any money maker into the doldrums and create a monetary snowball effect.
First you've got to forgive yourself. Even if you can't see where your money went, be kind to yourself and think about the warm memories during Christmas. Remember the face of your favorite niece as she opened your multitude of gifts? Priceless.
Count again. Don't pretend nothing happened to your savings account during the Yuletide season. Track once more how much money you've left, it's okay to feel discouraged but hey, it's good you still have savings instead of debts.
It's not the end of the world. Come January you'll receive yet another roll of pay from work and you can use this to patch up the hole created by the oh so happy season. Think rich and even if it's not yet in your account, stop frowning and imagine how much more you can make in 2008.
Be thankful for the gifts you've received. And use them! don't stack your gifts up in the closet. Keep your gifts somewhere visible so you can actually use them. This will save you from buying the same item in case you forget.
Now is the perfect time to create your money making goals for the New Year. Would you like to start participating in Mutual Funds this coming year? or would you like to build up your time deposits? What is your money making goal?
Happy Money Making everyone!
First you've got to forgive yourself. Even if you can't see where your money went, be kind to yourself and think about the warm memories during Christmas. Remember the face of your favorite niece as she opened your multitude of gifts? Priceless.
Count again. Don't pretend nothing happened to your savings account during the Yuletide season. Track once more how much money you've left, it's okay to feel discouraged but hey, it's good you still have savings instead of debts.
It's not the end of the world. Come January you'll receive yet another roll of pay from work and you can use this to patch up the hole created by the oh so happy season. Think rich and even if it's not yet in your account, stop frowning and imagine how much more you can make in 2008.
Be thankful for the gifts you've received. And use them! don't stack your gifts up in the closet. Keep your gifts somewhere visible so you can actually use them. This will save you from buying the same item in case you forget.
Now is the perfect time to create your money making goals for the New Year. Would you like to start participating in Mutual Funds this coming year? or would you like to build up your time deposits? What is your money making goal?
Happy Money Making everyone!
Saturday, December 8, 2007
5 Christmas Bazaar Money Tips
Pinay Money Maker was at the World Bazaar yesterday, lots of people shopping and if you observe, you can see lots of stressed out faces too!
To prevent turning this fun activity to a stressful and expensive one, here are some tips for you:
1. Go with a mission - take 5 minutes and ponder your mission, are you buying more for yourself or are you going to buy gifts for others? Most of the time it's both so just give a percentage like:
30% - gifts for myself
70% - gifts for others
Doing so will not only help you sort your money but also manage your time. Time flies during bazaars and you have to be in control.
2. Eat before you go - eat as if you are going to war, seriously. If you don't have carbs and protein in your system, you might not endure all the pushing and toe stepping : ) having a full stomach contributes to have full focus and that will prevent you from making unnecessary purchase.
3. Plan - if you have a Christmas list, bring it. If not, just keep in mind what are the items you are looking for and have a counter plan when you don't find them. This way, you don't contribute to the direction less crowd. This is not the time to think what you should get for who because there is no thinking floor space, it's either you buy or move forward.
4. Skip the abubots (accessories) unless for gifts - ever wondered where all the stuff you bought from last year's bazaar went? They went to unused and forgotten planet! Most of the time, the accessories you buy gets lost or you realize it's not going to work out for that fancy bracelet and your closet. Try to skip the abubots like trinkets, bracelets, key chains, necklaces, and fancy rings. Stick to buying stuff that can be used for all purposes like tshirts and pants.
5. Go against the crowd - from the entrance, look at the areas which are filled with people and those that still have breathing space. Go for the second if you don't want pushing and be able to enjoy looking around without hurrying up.
P.S.
Only bring your bazaar budget, mine was just P1,000 and I ended up with all useful stuff that can be used anytime and anywhere :)
To prevent turning this fun activity to a stressful and expensive one, here are some tips for you:
1. Go with a mission - take 5 minutes and ponder your mission, are you buying more for yourself or are you going to buy gifts for others? Most of the time it's both so just give a percentage like:
30% - gifts for myself
70% - gifts for others
Doing so will not only help you sort your money but also manage your time. Time flies during bazaars and you have to be in control.
2. Eat before you go - eat as if you are going to war, seriously. If you don't have carbs and protein in your system, you might not endure all the pushing and toe stepping : ) having a full stomach contributes to have full focus and that will prevent you from making unnecessary purchase.
3. Plan - if you have a Christmas list, bring it. If not, just keep in mind what are the items you are looking for and have a counter plan when you don't find them. This way, you don't contribute to the direction less crowd. This is not the time to think what you should get for who because there is no thinking floor space, it's either you buy or move forward.
4. Skip the abubots (accessories) unless for gifts - ever wondered where all the stuff you bought from last year's bazaar went? They went to unused and forgotten planet! Most of the time, the accessories you buy gets lost or you realize it's not going to work out for that fancy bracelet and your closet. Try to skip the abubots like trinkets, bracelets, key chains, necklaces, and fancy rings. Stick to buying stuff that can be used for all purposes like tshirts and pants.
5. Go against the crowd - from the entrance, look at the areas which are filled with people and those that still have breathing space. Go for the second if you don't want pushing and be able to enjoy looking around without hurrying up.
P.S.
Only bring your bazaar budget, mine was just P1,000 and I ended up with all useful stuff that can be used anytime and anywhere :)
Wednesday, November 28, 2007
Pinay Tipid Tips for Work
Let's face it, going to work can be a wallet vacuum with the transportation, clothing, and food expenses. But hey, we should be going to work to earn money and not to spend! So forget your daily signature coffee and get a 3 in 1 while we list down other saving tips we can practice at work.
1. Walk and save 10 pesos daily - what better way to start your work day but walk and burn some morning calories? Short FX rides, say from the MRT to your office costs you 10 pesos daily. And if you're lucky to be early, why not try walking to your office (if it's walkable!) ?
2. Bring your lunch box - it takes some effort and patience to wake up early and prepare a packed lunch for work but if you do this, you'll be able to save 50-100 pesos daily. Not only that, you won't have to think incessantly which store you'll be getting your lunch and eating inside the pantry is more convenient rather than squeezing yourself in a jam-packed cafeteria.
3. Eat before you go - it really pays to wake up early and eat breakfast at home. It'll prevent you from panic buying breakfast in the morning and it will even make you less grumpy.
4. Coffee and tea in your pocket - take advantage of the hot water facilities at work and instead of rushing to an expensive cafe for a pick me upper, why not come prepared with sachets of coffee and tea? You can have as much as you want for only 5-6 pesos per cup as compared to 100-150 pesos in a cafe.
5. Don't forget snacks too! - okay, we're not being gluttons here but really, a huge slice of our salaries go to food. We are pinays after all and we LOVE to eat. Come rush time after 5pm, we hurry to the bus and train stations with an empty stomach. To quiet your rumbling stomach, always bring small snacks like cupcakes that you can buy cheap at the grocery.
6. Assemble a 5-day uniform - some are lucky to have uniforms and it's really a money and time saver. If you don't have one, assemble a two week uniform line up with your own clothes. Who cares if you repeat them after sometime, you're going to work and not a party :) This saves you from shopping every payday just to refresh your wardrobe. Think: Others may look good with their new and branded clothes but you'll end up simple yet RICHER.
7. Relax - stress can cause any girl to run to the salon or spa and get an expensive hair treatment or a luxurious body massage. This is not bad but try to breathe, relax, and think of your happy place whenever you feel some pressure. Stress and problems can lead to spending misbehaviors.
8. Buid your retreat spot - not in the mall but in your house. Designate a quiet place like your bedroom to become the place that will heal you after a tiring day. Looking forward to this will save you from loitering outside the metro where you will end up spending just to feel better.
9. Saturday Treat - or any day at all, schedule a day to become YOUR day when you can pat yourself at the back and give yourself a treat for being able to save. Be reasonable with your self treats though! Count the money you saved and just get a tiny bit of which as a prize for being a hardworking thrifty girl.
How about you? Do you have any tipid tips to share? email your pinay saving tips to pinaymoneymaker@gmail.com and let's share them here ^^
----------------
I'd like to say hello to all the Pinay Money Maker subscribers! Thank you for subscribing and I hope you enjoy getting our posts in your e-mail.
1. Walk and save 10 pesos daily - what better way to start your work day but walk and burn some morning calories? Short FX rides, say from the MRT to your office costs you 10 pesos daily. And if you're lucky to be early, why not try walking to your office (if it's walkable!) ?
2. Bring your lunch box - it takes some effort and patience to wake up early and prepare a packed lunch for work but if you do this, you'll be able to save 50-100 pesos daily. Not only that, you won't have to think incessantly which store you'll be getting your lunch and eating inside the pantry is more convenient rather than squeezing yourself in a jam-packed cafeteria.
3. Eat before you go - it really pays to wake up early and eat breakfast at home. It'll prevent you from panic buying breakfast in the morning and it will even make you less grumpy.
4. Coffee and tea in your pocket - take advantage of the hot water facilities at work and instead of rushing to an expensive cafe for a pick me upper, why not come prepared with sachets of coffee and tea? You can have as much as you want for only 5-6 pesos per cup as compared to 100-150 pesos in a cafe.
5. Don't forget snacks too! - okay, we're not being gluttons here but really, a huge slice of our salaries go to food. We are pinays after all and we LOVE to eat. Come rush time after 5pm, we hurry to the bus and train stations with an empty stomach. To quiet your rumbling stomach, always bring small snacks like cupcakes that you can buy cheap at the grocery.
6. Assemble a 5-day uniform - some are lucky to have uniforms and it's really a money and time saver. If you don't have one, assemble a two week uniform line up with your own clothes. Who cares if you repeat them after sometime, you're going to work and not a party :) This saves you from shopping every payday just to refresh your wardrobe. Think: Others may look good with their new and branded clothes but you'll end up simple yet RICHER.
7. Relax - stress can cause any girl to run to the salon or spa and get an expensive hair treatment or a luxurious body massage. This is not bad but try to breathe, relax, and think of your happy place whenever you feel some pressure. Stress and problems can lead to spending misbehaviors.
8. Buid your retreat spot - not in the mall but in your house. Designate a quiet place like your bedroom to become the place that will heal you after a tiring day. Looking forward to this will save you from loitering outside the metro where you will end up spending just to feel better.
9. Saturday Treat - or any day at all, schedule a day to become YOUR day when you can pat yourself at the back and give yourself a treat for being able to save. Be reasonable with your self treats though! Count the money you saved and just get a tiny bit of which as a prize for being a hardworking thrifty girl.
How about you? Do you have any tipid tips to share? email your pinay saving tips to pinaymoneymaker@gmail.com and let's share them here ^^
----------------
I'd like to say hello to all the Pinay Money Maker subscribers! Thank you for subscribing and I hope you enjoy getting our posts in your e-mail.
Saturday, November 24, 2007
Pinays can Make Money out of their Blogs
Hello! Pinay world, I am back from yesterday's Blogging for Money Seminar and because generosity is never a bad thing, here are the things that Pinay Money Maker learned for the benefit of our readers.
There are a lot of bloggers who blog for different reasons and it's not bad to make money on the side. First things first, to be a successful blogger you'll need patience and focus. The more focused your blog on a single topic, the more valuable your blog is for advertisers and readers.
Advertising placement is the main money source for most blogs and here are some of the best links that can monetize your blog:
1. Google AdSense - everybody knows already so move on to number 2.
2. Text Link Ads - this one is easy to setup but your blog has to be approved first.
3. Kontera - links will appear inside your content, making relevant keywords hyperlinked to the advertiser's websites. Very neat and effective.
4. Amazon Associates - best if you target US audience who are comfortable to use credit cards online
5. Review Me - get paid to post reviews of various products, this one affects the content of your blog.
6. Join blog networks - search google for blog networks more popular ones include b5media, CW, and Know more Media. Here you can be paid per post or do profit sharing.
7. Direct Ad Sales- if you're confident about your blog you can ask local and international companies yourself, if they'd want their ads on your fantastic blog.
Blogs can make your dreams come true, no kidding! It can help you earn from doing what you love most, make a profession out of it, and get your skills noticed. It is only a question whether you really have the dedication and time to manage your blog and the topic you chose should be that subject that you breathe and live everyday.
Job Opportunity: Full-time Bloggers
I am looking for 4 bloggers, whether you think you are good or not, as long as you have the will, you can achieve it! :) It's for a regular job, 8am - 5pm, we don't accept work from home. If you are interested kindly send your resumes to suzaku_lace@yahoo.com
There are a lot of bloggers who blog for different reasons and it's not bad to make money on the side. First things first, to be a successful blogger you'll need patience and focus. The more focused your blog on a single topic, the more valuable your blog is for advertisers and readers.
Advertising placement is the main money source for most blogs and here are some of the best links that can monetize your blog:
1. Google AdSense - everybody knows already so move on to number 2.
2. Text Link Ads - this one is easy to setup but your blog has to be approved first.
3. Kontera - links will appear inside your content, making relevant keywords hyperlinked to the advertiser's websites. Very neat and effective.
4. Amazon Associates - best if you target US audience who are comfortable to use credit cards online
5. Review Me - get paid to post reviews of various products, this one affects the content of your blog.
6. Join blog networks - search google for blog networks more popular ones include b5media, CW, and Know more Media. Here you can be paid per post or do profit sharing.
7. Direct Ad Sales- if you're confident about your blog you can ask local and international companies yourself, if they'd want their ads on your fantastic blog.
Blogs can make your dreams come true, no kidding! It can help you earn from doing what you love most, make a profession out of it, and get your skills noticed. It is only a question whether you really have the dedication and time to manage your blog and the topic you chose should be that subject that you breathe and live everyday.
Job Opportunity: Full-time Bloggers
I am looking for 4 bloggers, whether you think you are good or not, as long as you have the will, you can achieve it! :) It's for a regular job, 8am - 5pm, we don't accept work from home. If you are interested kindly send your resumes to suzaku_lace@yahoo.com
Thursday, November 22, 2007
What is your financial security blanket?
I still bring my pillow whenever I ride the car to work, it makes me feel more comfortable and it gives me that warm and fuzzy feeling! Now when it comes to money, what makes you feel secure? do you have a financial security blanket? If your answer is no, then you should start weaving one.
Nothing beats the feeling of being secure and safe, no matter what happens, especially when some situations can make all our money disappear at once. Your financial security blanket need not to be money IMHO, it's something that you can depend or fall back on. It can be a business idea, a skill, or an investment that you can easily sell when a rainy day comes.
Becoming debt free is a great achievement and once you've reached this goal, the next step is to set aside some money or other assets that can give you that warm and fuzzy feeling. Keep your eyes always open for opportunities and don't be like the horses looking only at one direction, in our case, looking only at one source of income. Be creative with your financial plans and discover as many security blankets as possible, it will give you more courage to explore high risk but high yielding investments, professions, and businesses in the future too, because win or lose, you'll always have that soft, comfortable blankie to fall back on.
Good night everybody!
Nothing beats the feeling of being secure and safe, no matter what happens, especially when some situations can make all our money disappear at once. Your financial security blanket need not to be money IMHO, it's something that you can depend or fall back on. It can be a business idea, a skill, or an investment that you can easily sell when a rainy day comes.
Becoming debt free is a great achievement and once you've reached this goal, the next step is to set aside some money or other assets that can give you that warm and fuzzy feeling. Keep your eyes always open for opportunities and don't be like the horses looking only at one direction, in our case, looking only at one source of income. Be creative with your financial plans and discover as many security blankets as possible, it will give you more courage to explore high risk but high yielding investments, professions, and businesses in the future too, because win or lose, you'll always have that soft, comfortable blankie to fall back on.
Good night everybody!
Sunday, November 18, 2007
Mother of 7 shares her story on how she got out of debt and gained financial independence
More than ever, with today's economic status and inflation rate, it's important for Pinays to learn how to save and gain support for their financial endeavors.
Dine Racoma, a mother of seven, used to pay loans with loans but now, she is helping Filipinos find more satisfying jobs and inspire them to become financially independent through her famous blog.
Based on her interview in MoneySense, it was through hard work and a lot of sacrifice that she improved her financial situation. Most of all, she has found her passion in writing and this has made her retirement even more enjoyable and worthwhile. Today she helps her kababayans discover work from home opportunities (which i know a lot of pinays are looking for) and enjoy better quality time with the family while earning.
Her story is indeed an inspiration for many pinays including me, it is Pinay Money Maker's pleasure to get her permission to post about her story and blog. Visit her at The D Spot today and experience pinay "mommy" power!
Dine Racoma, a mother of seven, used to pay loans with loans but now, she is helping Filipinos find more satisfying jobs and inspire them to become financially independent through her famous blog.
Based on her interview in MoneySense, it was through hard work and a lot of sacrifice that she improved her financial situation. Most of all, she has found her passion in writing and this has made her retirement even more enjoyable and worthwhile. Today she helps her kababayans discover work from home opportunities (which i know a lot of pinays are looking for) and enjoy better quality time with the family while earning.
Her story is indeed an inspiration for many pinays including me, it is Pinay Money Maker's pleasure to get her permission to post about her story and blog. Visit her at The D Spot today and experience pinay "mommy" power!
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