Saturday, December 29, 2007

Pinays can work from home with Odesk

Pinays always dream that they can work from home, beside their kids and family. Odesk has made it possible for several Pinays to become virtual employees of international companies. It's simple and easy to create an account, upload your resume, and start looking for a virtual employer.

Yup, you can earn in dollars at the comforts of your home. Most of the jobs are paid by the hour. In Girltalk (a forum for Pinays) many women have earned and experienced working with Odesk. You can read their online job thread.

Pinay Money Maker will continue sourcing online jobs and opportunities for those Pinays looking for jobs especially the working moms out there.

Happy New Year!

Note: I haven't work with Odesk so feel free to share your experience here! :)

Did Christmas leave a hole in your pocket?

Sure, Christmas was so much fun it wasn't hard to forget about budgets and savings. To be honest, Pinay Money Maker also exceeded budgets! But 2008 is approaching and we've got to take hold of our pockets and recover. Yup, expenses may send any money maker into the doldrums and create a monetary snowball effect.

First you've got to forgive yourself. Even if you can't see where your money went, be kind to yourself and think about the warm memories during Christmas. Remember the face of your favorite niece as she opened your multitude of gifts? Priceless.

Count again. Don't pretend nothing happened to your savings account during the Yuletide season. Track once more how much money you've left, it's okay to feel discouraged but hey, it's good you still have savings instead of debts.

It's not the end of the world. Come January you'll receive yet another roll of pay from work and you can use this to patch up the hole created by the oh so happy season. Think rich and even if it's not yet in your account, stop frowning and imagine how much more you can make in 2008.

Be thankful for the gifts you've received. And use them! don't stack your gifts up in the closet. Keep your gifts somewhere visible so you can actually use them. This will save you from buying the same item in case you forget.

Now is the perfect time to create your money making goals for the New Year. Would you like to start participating in Mutual Funds this coming year? or would you like to build up your time deposits? What is your money making goal?

Happy Money Making everyone!

Saturday, December 8, 2007

5 Christmas Bazaar Money Tips

Pinay Money Maker was at the World Bazaar yesterday, lots of people shopping and if you observe, you can see lots of stressed out faces too!

To prevent turning this fun activity to a stressful and expensive one, here are some tips for you:

1. Go with a mission - take 5 minutes and ponder your mission, are you buying more for yourself or are you going to buy gifts for others? Most of the time it's both so just give a percentage like:

30% - gifts for myself
70% - gifts for others

Doing so will not only help you sort your money but also manage your time. Time flies during bazaars and you have to be in control.

2. Eat before you go - eat as if you are going to war, seriously. If you don't have carbs and protein in your system, you might not endure all the pushing and toe stepping : ) having a full stomach contributes to have full focus and that will prevent you from making unnecessary purchase.

3. Plan - if you have a Christmas list, bring it. If not, just keep in mind what are the items you are looking for and have a counter plan when you don't find them. This way, you don't contribute to the direction less crowd. This is not the time to think what you should get for who because there is no thinking floor space, it's either you buy or move forward.
4. Skip the abubots (accessories) unless for gifts - ever wondered where all the stuff you bought from last year's bazaar went? They went to unused and forgotten planet! Most of the time, the accessories you buy gets lost or you realize it's not going to work out for that fancy bracelet and your closet. Try to skip the abubots like trinkets, bracelets, key chains, necklaces, and fancy rings. Stick to buying stuff that can be used for all purposes like tshirts and pants.

5. Go against the crowd - from the entrance, look at the areas which are filled with people and those that still have breathing space. Go for the second if you don't want pushing and be able to enjoy looking around without hurrying up.


Only bring your bazaar budget, mine was just P1,000 and I ended up with all useful stuff that can be used anytime and anywhere :)